Are rewards credit cards worth it?

Key Takeaway: Rewards credit cards are worth it when the value you get is greater than the annual fee, interest charges or any other cost needed to maintain the account. Rewards credit cards are worth it when the value you get from the card — through cash back, points, welcome bonuses, spending credits, travel and … Read more

6 cards with 0% intro APR until 2027

This offer is no longer available on our site: Citi Custom Cash® Card A credit card offering a 0% introductory APR for a year or more can be a powerful tool for debt relief. Whether you need to pay down high-interest debt or finance a major purchase, these cards give you a long, interest-free runway … Read more

Credit card utilization and your credit scores

Before we dive into how using your credit card may affect your credit scores, let’s recap what we mean when we talk about “credit card utilization.” Credit card utilization — or just credit utilization, for short — refers to how much of your available credit you use at any given time. You can figure out … Read more

How to start maximizing your Citi Double Cash® Card right now

The Citi Double Cash® Card offers great value with its $0 annual fee, but you’ll need a plan to reap all the benefits. Earn the sign-up bonus Decide how to divide your spending Choose how to redeem your rewards Consider the 0% intro APR for managing existing debt 1. Earn the sign-up bonus The simplest … Read more

How to start maximizing your Amazon Prime Visa right now

The Amazon Prime Visa offers great value, but you’ll need a plan to reap all the benefits. With a $0 annual fee, you can start earning extra value for your spending right away. But it still pays off to know all the card’s features, even with no annual fee to earn back. Check for your … Read more