When can you downgrade your credit card?

If the annual fee just came due for one of your travel rewards cards, you may find it difficult to justify the expense if you’re not getting enough value in return. If you can’t maximize the card’s benefits, earning rates or redemption opportunities, there may be an option besides paying the annual fee, canceling your … Read more

A data analysis of Hyatt award chart changes across 1,078 properties

Ahead of the May 20 World of Hyatt award chart changes — which included a switch from three pricing tiers per category to five and 136 properties changing categories — many loyalists feared the program would lose much of its value. Luckily, the changes haven’t been as bad as many feared. TPG’s Nick Ewen wrote … Read more

Your guide to the Chase Ink Business credit cards

While Chase offers a robust portfolio of personal credit cards, the issuer also has a suite of business cards tailored to different types of companies and expenses. Known as the Ink Business family, these credit cards earn either cash back or Chase Ultimate Rewards points. They generally offer lucrative welcome bonuses and high earning potential … Read more